greenlit

High-risk merchant account

Debt & lending merchant accounts

Collections, consumer loans and cash advance move real money — which is exactly why banks treat them as reputational risk and back away. Recurring repayments and ACH need rails that won’t disappear.

  • Regulatory and reputational exposure makes banks cautious.
  • Recurring repayments and ACH need dependable rails.
  • High volume requires bank relationships that can scale.
✓ 24-hour approvals✓ Keep your bank✓ No shutdowns

Get approved for Debt & lending

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50+ industries approved
24–72 hour approvals
No sudden shutdowns
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Debt & lending

The problem

Why Debt & lending keeps getting shut off

You need an acquirer comfortable with lending and collections, card and ACH processing under one roof, and the capacity to scale repayments without getting capped or cut off.

Greenlit places you with a bank that approves Debt & lending on purpose — and keeps you there.

Heads up

Lending and collections read as reputational risk to banks. We place you with acquirers comfortable with the category — card and ACH.

Answers

Debt & lending payment questions

Do you support ACH and card repayments?+

Yes — both card and ACH/eCheck processing are available for lending and collections.

Can you handle recurring loan repayments?+

Yes, with tokenized recurring billing and clear descriptors.