greenlit

ACH & eCheck processing

Accept payments straight from a customer’s bank account — lower fees, fewer declines.

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What it is

ACH & eCheck, in plain English

ACH and eCheck let customers pay directly from their bank account instead of a card. For high-risk and recurring billing, it lowers your cost per transaction and reduces card-related declines and chargebacks.

How it works

Three simple steps

01

A customer enters their bank account details once.

02

Funds are debited via the ACH network on your schedule.

03

Recurring payments run automatically at a lower cost than cards.

Why it matters

What you get

Lower per-transaction cost than cards
Great for recurring and high-ticket billing
Fewer declines and card chargebacks
Runs alongside your card processing

More solutions

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Ready to get greenlit?

Tell us about your business and we’ll match you to a bank that approves your industry — usually within 24 hours. No commitment, no credit hit.

  • Approved in as little as 24 hours
  • Keep your bank and gateway
  • No sudden shutdowns or freezes

Get pre-qualified

See if you pre-qualify in minutes. No commitment, no credit hit.

Secure · No impact to your credit