High-risk merchant account
Free-trial and continuity offers are the engine of a supplement business — and the exact thing that gets it shut down. Every rebill a customer forgets becomes a dispute, and once your chargeback ratio ticks up, a generalist processor drops you without warning.
The problem
You don’t need to abandon recurring billing. You need a processor that underwrites nutra on purpose, sets you up with clear descriptors and chargeback alerts, and gives you the MID capacity to scale rebills instead of getting frozen at the worst possible moment.
Greenlit places you with a bank that approves Nutraceuticals on purpose — and keeps you there.
What you get
Bank-driven underwriting, not instant-freeze aggregators.
Visa & Mastercard alerts with automated dispute responses.
Spread volume across banks so caps never freeze you.
NMI, Authorize.net and 200+ integrations supported.
Typical industry ranges. Your exact terms depend on the acquiring bank and your business profile.
Answers
Yes — with tokenized rebills, clear billing descriptors and chargeback alerts designed to keep your ratios under card-brand thresholds.
Yes. We can spread volume across multiple MIDs and banks with load balancing so you stay within limits.