greenlit

High-risk merchant account

MLM & direct sales merchant accounts

Network marketing moves fast and refunds often — and banks read both as danger. Distributor autoship and rapid growth spikes are exactly what get an MLM’s processing shut down.

  • MLM models carry reputational and refund risk that banks watch.
  • Distributor volume and recurring autoship raise chargeback exposure.
  • Rapid growth needs multi-MID capacity to avoid caps.
✓ 24-hour approvals✓ Keep your bank✓ No shutdowns

Get approved for MLM & direct sales

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Secure · No impact to your credit

50+ industries approved
24–72 hour approvals
No sudden shutdowns
Keep your gateway
MLM & direct sales

The problem

Why MLM & direct sales keeps getting shut off

You need an acquirer that accepts the direct-sales model, recurring autoship billing that won’t get flagged, and multi-MID capacity so a good month doesn’t trip your caps.

Greenlit places you with a bank that approves MLM & direct sales on purpose — and keeps you there.

Heads up

Refund-heavy autoship is what gets MLMs shut down. We set you up with the rebilling and MID capacity to scale safely.

Answers

MLM & direct sales payment questions

Can you approve MLM and direct-sales companies?+

Yes — we match network-marketing and direct-sales businesses to banks that accept the model.

Do you support autoship and recurring orders?+

Yes, with recurring billing, chargeback alerts and multi-MID load balancing.