High-risk payment processing
Greenlit gets high-risk businesses a merchant account that actually sticks — CBD, firearms, nutra, coaching and 50+ more. Approved in 24 hours, with no sudden freezes or shutdowns.
The problem
Stripe, Square and PayPal are built for low-risk retail. The moment your volume climbs or your industry looks “risky,” their models flag you, freeze your funds and offboard you with a form email — sometimes holding your money for up to 180 days.
You didn’t do anything wrong. You’re running a business an aggregator was never designed to underwrite. Greenlit gets you placed with a bank that approves your industry on purpose — and keeps you there.
Industries we approve
Find your industry below. From CBD to firearms to coaching, Greenlit gets businesses like yours a merchant account that sticks.
Keep processing when mainstream banks pull out.
Solutions
Accept cards online with a secure, high-risk-ready gateway.
Learn moreAlerts and dispute tools that keep your ratio under the limit.
Learn moreAccept bank payments to cut fees and card declines.
Learn moreSubscriptions and rebills without the freeze risk.
Learn moreWhy Greenlit
Bank-driven underwriting for 50+ high-risk industries — not instant-freeze aggregators.
Dedicated MIDs and chargeback tools keep your account alive as you scale.
NMI, Authorize.net and 200+ integrations supported out of the box.
Multi-MID load balancing spreads volume across acquiring banks.
The process
Tell us your industry, volume and how you sell. No commitment, no credit hit.
We route your file to acquirers that approve your vertical and negotiate your rate.
Plug your gateway into the approved MID and start processing — usually within 24 hours.
Answers
A merchant account underwritten by an acquiring bank that specializes in industries mainstream processors avoid — like CBD, firearms, nutra or coaching. It lets you accept cards without the freeze-and-drop risk of aggregators.
Most merchants are approved within 24–72 hours once documents and compliance are in order.
Aggregators freeze high-risk accounts automatically on volume spikes. A dedicated merchant account is underwritten for your industry up front, so growth doesn’t trigger a shutdown.
Pricing is interchange-plus with transparent, industry-minimum markups. Your exact rate depends on your industry, volume and risk profile — get a quote in minutes.
No. We support NMI, Authorize.net and 200+ gateways and shopping carts, so you can keep the tools you already use.
Get started
Tell us about your business and we’ll match you to a bank that approves your industry — usually within 24 hours. No commitment, no credit hit.